oravexalith - Professional financial planning subscription service in Australia

Acceptance of Terms

By accessing our website, subscribing to our services, or participating in consultations, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

If you do not agree with any part of these terms, you should not use our services.

Key Definitions

For the purposes of these Terms and Conditions:

• Service: Refers to the financial planning subscription service provided by oravexalith
• Client or You: Refers to the individual or entity subscribing to and using our services
• Consultation: Refers to the financial planning sessions and guidance provided as part of the subscription
• Platform: Refers to our website, systems, and tools used to deliver our services

Service Description

Our financial planning subscription service provides monthly consultations, strategic guidance, and ongoing support to help clients achieve their financial objectives.

Services include personalized financial analysis, goal setting assistance, and strategic planning recommendations delivered through scheduled consultation sessions.

Your Responsibilities

As a client of our services, you agree to:

• Provide accurate and complete information during consultations
• Pay subscription fees on time as agreed
• Participate actively in scheduled consultation sessions
• Implement recommendations at your own discretion and risk
• Respect confidentiality and not share proprietary planning methodologies

Prohibited Uses

You may not use our services for any of the following purposes:

✗ Any unlawful activities or purposes
✗ Attempting to gain unauthorized access to our systems
✗ Sharing login credentials with unauthorized parties
✗ Reverse engineering or copying our proprietary methods
✗ Using information obtained for competitive purposes

Intellectual Property

All content, methodologies, tools, and materials provided through our service remain the intellectual property of oravexalith.

You may not reproduce, distribute, or create derivative works based on our proprietary content without written permission.

Privacy and Data Protection

Your privacy is important to us. We collect and process your personal information in accordance with our Privacy Policy.

Please review our Privacy Policy for detailed information about how we handle your personal data. Privacy Policy

Payment Terms

Subscription fees are charged monthly in advance. Payment terms include:

• Monthly subscription fee of $250 AUD including GST
• Automatic billing on the same date each month
• No refunds for partial months of service

Disclaimers and Warranties

Our services are provided on an "as is" basis without warranties of any kind.

We make no guarantees about specific financial outcomes or results.

We disclaim all warranties, express or implied, including merchantability and fitness for a particular purpose.

Limitation of Liability

Our total liability to you for any claims arising from our services shall not exceed the amount paid for subscription fees in the preceding 12 months.

In no event shall we be liable for indirect, incidental, special, or consequential damages.

Indemnification

You agree to indemnify and hold oravexalith harmless from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Dispute Resolution

We are committed to resolving disputes fairly and efficiently through established procedures.

Dispute Resolution Process

Any disputes arising from these terms or our services shall be resolved through mediation, and if necessary, arbitration under Australian commercial arbitration rules.

Arbitration shall be conducted in Melbourne, Victoria, under the rules of the Australian Commercial Disputes Centre.

Alternative Dispute Resolution

For international clients, disputes may be resolved through appropriate cross-border mechanisms.

Australian Financial Complaints Authority: https://ec.europa.eu/consumers/odr

For financial service disputes, you may also contact AFCA at www.afca.org.au

Termination

Either party may terminate the subscription with 30 days written notice. We reserve the right to terminate immediately for breach of these terms.

Upon termination, your access to services will cease, though certain provisions of these terms will survive termination.

Governing Law

These Terms and Conditions are governed by Australian law and the laws of Victoria. Any disputes will be subject to the jurisdiction of Victorian courts.

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and oravexalith regarding our services.

Changes to Terms

We reserve the right to modify these Terms and Conditions at any time with reasonable notice.

Material changes will be communicated via email or website notification at least 30 days before taking effect.

Contact Information

For questions about these Terms and Conditions, please contact us using the information provided in our contact section.

Email: contact@oravexalith.com

Phone: +61 386 624 669

Address: 123 Collins Street, Melbourne VIC 3000

Terms and Conditions